With the holidays behind us, conventional 30 year rates are now in the low 3’s with the anticipation of moving higher in the near future. The Fed made promises to raise rates at least 3 times in 2022. 15 year terms are still in the 2’s. "This is an opportune time to consider using equity to pay off any more pressing debt while rates are still in the 3’s. " Who should act fast on the low rates… Property values...
